This Investment Advisor Agreement is made on between Mr.Manu Chhabra Investment Advisor which is a SEBI registered Investment Adviser having registered number INA200013992 and having his office at Jaya Nagar Bangalore, hereinafter called the Advisor

"I , having its residence at , hereinafter called the Client. We have read and understood the terms and conditions of Investment Advisory services provided by the Investment Adviser along with the fee structure and mechanism for charging and payment of fee.

WHEREAS Advisor is been authorised by SEBI to provide investment advice in terms of SEBI (Investment Advisers) Regulations, 2013.

AND WHEREAS client wishes to invest in the securities market in accordance with the advice of the Advisor.

NOW, THEREFORE, in consideration of the mutual covenants contained in this agreement, the parties hereby agree as follows:

1. Appointment of Advisor:The Client hereby appoints the Advisor as investment adviser with power and authority to provide advice relating to investing in, purchasing, selling or otherwise dealing in securities or investment products, and advice on investment portfolio containing securities or investment products, whether written, oral or through any other means of communication for the benefit of the client and shall include financial planning.

2. Payment Info & Duration of Services: In case client fails to pay the remaining amount due to any reason (personal or financial reason), then the service will be provided for the amount received.

Case 1: Mr. subscribed service for a tenure of 1 year of amount Rs 60,000/- and paid an amount of Rs 30,000/- and remaining amount is Rs 30000/-. As per the assurance Mr. A fails to pay the amount. In this case service will be provided only for the 6 months and after 6 Months the subscription will expire.

If client wishes to upgrade the services like premium, premium plus during his/her tenure or before the expiration of the existing services, then extra charges would be applicable as per the plan and the amount paid will be adjusted on the pro rata basis on the current plan (Previous plan will be expired after starting the new plan). If client paid for additional services then confirmation will be sent mail on his/her mail id automatically the terms and condition of this agreement will be forced on it after starting the services. There will not be additional agreement will be sent to the client If any client upgrades their services during his tenure, up-gradation agreement will be sent to his/her registered mail id.

3. Term:Know your customer (KYC), risk profiling, service agreement and welcome call is the part of compliance and cost of compliance is already included in the subscription Fee. Only, after completion of compliance, the service shall start according to the subscription plan.

Voluntary termination of agreement from client side- In case of a voluntary termination of the agreement, the client would be required to give a 25-day prior written notice and should write the reason of termination of an agreement.

Voluntary termination of agreement from IA side- In case, if client gets profit of 4 times profit of the subscription amount then Investment Advisor may terminate the agreement after sending written mail/notice to client registered mail id. For example, Mr. Verma subscribed for 6 months of serves of intraday cash and paid Rs 80000 including of 18%GST, after 4 months Mr. Verma get profit of Rs 3,20,000/- from advisor recommendation, in this case advisor may terminate the six-month agreement in four months after taking consent from the client.

Full Refund Policy- If Investment Advisor (IA) unable to deliver the advisory services to the client within 5 trading days after completion of all the compliances, then client can claim full refund of the paid amount to IA (except the compliance cost). Mode of advisory services which includes SMS services, call services, or any other mode (such as WhatsApp or Telegram) selected by client. If client claim for refund for not getting service, investment advisor will check internally the detail of the SMS logs, calls logs and whatsapp or telegram chats and also the compliance part of the client whether cleared or not. If found incorrect claim, Investment Advisor will share the proof of providing service to the client.

Partial Refund Policy- Non-discounted subscription plans are partially refundable and refund amount will be sole discretion and decided by management after studying the case. Minimum service fee of one quarter and compliance cost shall have to borne by client. In the event of unfortunate demise of the client, Investment Advisor will refund the balance tenure subscription amount to the family of the client after receiving of respective documents.

No Refund Policy- Discounted Subscription plan is non-refundable. The subscription plan with duration of 1 day to 3 months are non-refundable. Investment Advisor is an investment advisor which never claims 100% guarantee in the securities and commodity market. As per the past performance, Investment Advisor maintain 70-80% call accuracy consistently. Our research team is highly qualified and does all their analytics based on technical and fundamental analysis with due diligence.
Most of the client join Investment Advisor after getting a decent profit in their demo recommendation and we believe that client is aware of both profit and loss side of the market.

In any other non-service related issue, client can write mail to compliance@absolutefinserve.com

4. Scope of Services: Investment Advisor provides three forms of services as give below-:
Normal Services- This is basic services in which recommendations will provide through SMS only. However, telephonic support will be provided to the client. IA will provide service contact number to client in which client can call anytime during office hours to avail the services apart from SMS and ask for any other type of assistance as per his/her wish.
Premium Services- This is privileged services in which recommendation will be provided by SMS and Call both. Dedicated equity advisor will be provided to the client for -: entry and exit, quantity during trade, market updates, educate on how to operate DEMAT account, technical and fundamental analysis on weekends with prior appointment.
Premium Plus Services- This is extra premium services only for HNI’s like businessman and corporate. Dedicated analyst, senior manager and equity advisor will be appointed to this category from 9.00AM to 11.30PM which covers equity, commodity and currencies market, recommendation will be provide through SMS and Call both or any other client selected medium, portfolio rebalancing, upcoming events, IPO analysis and quarterly result analysis benefits comes under this category.
Every recommendation consist entry, target and stop loss levels. Any change in trend of the stock will be informed to the client on priority basis. Prices of services may vary depend upon the service opted by client.

5. Definitions: In this Agreement (including the above Recitals) and in the Annexures hereto, unless the context otherwise requires, the following expressions shall have the respective meanings set out against them:

1. Act means SEBI Act, 1992.
2. Advisor means Mr.Manu Chhabra.
3. Capital means an amount maintained by client in his Demat Account.
4. Derivatives mean as defined under section 2 of the Securities Contract Regulation Act, 1956 and include interalia the following:
   (1) A security derived from a debt instrument, share, loan whether secured or unsecured, risk instrument or contract for differences or any other form of security;
   (2) A contract which derives its value from the prices, or index or prices, of underlying securities
5. Effective Date means the date of execution of this Agreement.
6. Financial Risk is a type of danger that can result in the loss of capital.
7. Futures are derivative financial contracts that obligate the parties to transact an asset at a predetermined future date and price.
8. Options The contractual right, but not obligation, to buy (call option) or sell (put option) a specified amount of underlying security at a fixed price (strike price) before or at a designated future date (expiration date). The option writer is the party that sells the option. As per the Securities Contract Regulation Act (SCRA), “option in securities” means a contract for the purchase or sale of a right to buy or sell, or a right to buy and sell, securities in future, and includes a teji, a mandi, a teji mandi, a galli, a put, a call or a put and call in securities.
9. Price Target is the projected future price level of an asset as stated by an investment adviser. The price target is based on assumptions about the assets future supply and demand, technical levels, and fundamentals.
10. Quarter means a period of 3 successive calendar months ending on the last date of the month of March or June or September or December of the respective calendar year.
11. Regulations mean SEBI (Investment Advisers) Regulations, 2013.
12. SEBI means Securities and Exchange Board of India.
13. Securities means Securities as defined under Section 2 of Securities Contracts and Regulation Act, 1956.
14. Services mean the investment advisory services provided by the Advisor.
15. Stock is a general term used to describe the ownership certificates of any company.
16. Stop loss means an advance order to sell an asset when it reaches a particular price point. It is used to limit loss or gain in a trade.
17. Trailing stop loss is a type of stop-loss order that combines elements of both risk management and trade management. Trailing stops are also known as profit protecting stops because they help lock in profit on a trade while also capping the amount that will be lost if the trade does not work out.
18. Website shall mean www.absolutefinserve.com and such other internet sites maintained/launched/designated by Advisor.

6. Advisor’s Authority and Responsibilities: Client has hired Advisor to act as his or her investment advisor to perform the services described in this Agreement. Specifically, client grants advisor full power to direct the investment and reinvestment of the assets in the account, the proceeds and any additions. Advisor’s authority over client’s investments includes discretionary authority to advice the client regarding purchase, sell or hold securities for client’s account in accordance with client’s objectives as client has communicated them to advisor. Advisor will have no authority to execute any trade or withdraw or transfer assets from client’s account.

Advisor will generally be available to discuss client’s account during normal business hours and will contact client periodically. Advisor will also review Client’s account performance and the continued suitability of investments recommended by advisor for client at least quarterly after discussion with client. No services other than those discussed in this Agreement, are implied or guaranteed, except as individually negotiated and confirmed in writing.

Advisor is responsible only for their advices on assets (financial assets) over which client has provided Advisor discretionary authority and not for the diversification or prudent investment of any other assets of Client.

7. Risk Factor: As per our risk profiling, your risk score is detailed statement of risks associated with each type of investment covering the standard risks associated with each type of investment in securities and product suitability has been sent to the client registered mail id.

8. No Right to Seek Power of Attorney: The Investment Adviser shall not seek any power of attorney or authorizations from its clients for implementation of investment advice.

9. Force Majeure: The Investment Adviser shall not be liable for delays or errors occurring by reason of circumstances beyond its control, including but not limited to acts of civil or military authority, national emergencies, work stoppages, fire, flood, catastrophe, acts of God, insurrection, war, riot, or failure of communication or power supply. In the event of equipment breakdowns beyond its control, the Advisor shall take reasonable steps to minimize service interruptions but shall have no liability with respect there to

10. Relationship with related parties: Investment Advisor is carrying on its activity independently and has no relation with anyone such as brokers, sub-brokers, mutual fund companies or any kind of distribution services. Investment advisor charges only their subscription fees which is clearly specified in the agreement and website.

11. No right to seek power of attorney: Investment Advisor shall not seek any power of attorney or authorizations from its clients for implementation of investment advice

12. Client’s Responsibilities: Client agrees to deliver to Advisor a written statement of his or her investment objectives, policies and restrictions, as Advisor may reasonably require. Client also agrees to provide all corporate resolutions or similar documentation necessary to establish the undersigned’s authority to execute and deliver this Agreement. Client agrees to promptly deliver all amendments or supplements to these documents and agrees that Advisor will not be liable for any losses, costs, damages or claims arising out of Client’s failure to provide Advisor with any of these required documents, Client acknowledges that Advisor’s services to Client will depend upon the information that Advisor has concerning Client’s net worth, income, investment goals and objectives, ability to assume risk, income needs, tax situation and estate plan, and other similar information. Therefore, Advisor cannot adequately perform those services unless Client provides Advisor with this information, updates it when it changes and otherwise diligently performs his or her responsibilities under this Agreement. Among other things, Client represents that the information set forth in the Risk profiling form is an accurate representation of his or her financial position and the investment needs for the account. Client will promptly inform Advisor of any significant changes in that information. Client will also provide Advisor with any other information or documentation that Advisor may request in connection with this Agreement or related to Client’s investment profile. Client is responsible for the accuracy and completeness of all information provided to Advisor and agrees that Advisor is not responsible for any losses, costs, damages or claims caused by Client’s failure to provide such information to Advisor.

Client also agrees to provide its PAN No. along with its ID proof as in when required by the Advisor for completing the KYC of client. Client also acknowledges that Advisor may also fetch his KYC details from the KRA Portal(s) and in case of mismatch of any details Advisor may ask for a fresh KYC from client. Client shall provide correct and accurate details to the Advisor when Advisor is carrying out his Risk Profiling, so that Advisor may provide suitable investment advice to the client. Client acknowledges that tax considerations are not generally a factor in providing investment advice, and that it is Client’s responsibility to notify Advisor if such considerations are relevant to Client’s overall financial circumstances.

Client shall maintain exclusive on-going responsibility for monitoring these individual securities and their disposition. Client acknowledges and agrees that Advisor is in no way responsible for the performance of securities that Client purchases.

Client agrees that Advisor is entitled to rely upon the accuracy of information furnished by Client or on Client’s behalf, without further investigation. Advisor is not required to verify any information obtained from Client or Client’s other professional advisors, such as accountants or attorneys.

13. Services Limited to Advisory Only: Investment Advisor has strict policies against Demat account handling and trade execution. Investment Advisor never asks for client’s Demat account ID and password nor provides any execution service on client’s behalf.
Investment Advisor initiates the campaign in the interest of the investor in which we send SMS, email and communicate through calls also not to provide their Demat account ID and password to anyone. Demat account ID and Password are very confidential and only client and their close ones can use it with client permission.

As an investment advisor, we have sales team and service team. After providing the services the executive and the client builds professional relationship. Sometimes clients are casual, out of reach, and not able to place the order on time and share credentials with the executive in the hope of extraordinary profits. Investment Advisor never handles Demat ID and password and request to all the clients not to share their Demat ID and password with anyone, if an employee asks for credentials kindly mail us at compliance@absolutefinserve.com . After this, if client shares their ID and password with any employee, neither Investment Advisor nor its director, owner, associates, affiliates, employees or any other representatives of Investment Advisor will not be responsible of any loss or profit whatsoever, and may terminate/stop the client’s subscription immediately and might resume the service after study their case.

14. Description of Services: The Client and the Advisor each have duties and obligations under this Agreement. By signing this Agreement, the Client and the Advisor agree to perform the following:

The Advisor agrees to deliver the following investment advice process:

1. DEFINE how the Advisor will work together with Client
2. LEARN about Client and Client’s goals
3. ANSWER Client’s questions
4. ANALYZE individual stocks for possible acquisitions for Client’s portfolio
5. CONSTRUCT an investment advice on individual stocks that the Advisor believes to generate favourable risk-adjusted investment returns for Client
6. MEASURE, MANAGE, and REPORT to Client the progress of the investment advice provided
7. UPDATE Client’s strategy to accommodate changes

Client agrees to:
8. Provide all documents and information requested.
9. Provide the Advisor with written authorization whenever Client wishes the Advisor to disclose Client’s confidential information to third parties.
10. Inform the Advisor promptly of changes in Clients personal financial situation.

Minimum Investment Amount: The client shall all time maintain in its Demat Account a minimum balance of Rs 20000/- (Twenty Thousand Rupees Only). In case client changes its investment amount, he/she shall promptly inform the advisor.

15. Means of communication: The advisor will render investment advice by the way of SMS and Calls only. Client shall only accept such advice which is provided to him/her by SMS and Calls. Advisor shall not be liable if the client accept the advice which is provided to him by any other means. Further client shall acknowledge any communication via mail through Investment Advisor domain name only. Advisor will not be liable for any email which is been received by client from any other domain name.

16. Custody of Assets and Brokerage of transactions: Advisor shall not be liable to Client for any act, conduct or omission by the Custodian in its capacity as broker or custodian. Advisor shall not be responsible for ensuring Custodian’s compliance with the terms of the brokerage account or payment of brokerage or Custodian charges and fees. Client shall be responsible for brokerage expenses that are billed directly by the Custodian.
The assets in the account remain in Client’s possession at all times and in the custody of the Custodian. At no time will Advisor accept, maintain possession or have custodial responsibility for Client’s funds or securities. Client funds and securities will be delivered between Client and the Custodian only.
If in case any person asks for access of the client’s account, client shall not provide any access to that person and shall promptly inform the Advisor by writing a mail at compliance@absolutefinserve.com (compliance mail id).

17. Non-Exclusivity: Client acknowledges that Advisor shall be free to render investment advice to others and advisor does not make its investment advisory services available exclusively to Client. Client also understands that Advisor provides investment advisory services to multiple clients with different economic needs and agrees that Advisor may give advice and take action with respect to any of its other clients, which may differ from the advice given or the timing or action taken regarding Client’s account. Nothing in this Agreement shall impose on Advisor any obligation to Client to purchase, sell or recommend for purchase or sale any security that Advisor, its principals, affiliates, officers, members or employees may purchase or sell for their own accounts or for the account of any other client if in the sole and absolute discretion and reasonable opinion of Advisor it is not for any reason practical or desirable to acquire a position in such security for Client’s account. Client understands that conflicts of interest could exist between Client’s account and other clients including with respect to the allocation of investment opportunities, time, and resources between Client and other clients. Advisor may determine in its sole discretion to allocate certain investment opportunities to its other clients and not Client and vice versa. Although Advisor will use its best efforts to advice it’s all clients consistently, factors including date of account opening, account additions, withdrawals, and different investment choices may lead to different investment advices for similarly situated clients. Client also acknowledges that transactions in a specific security may not be accomplished for all clients at the same time at the same price.

18. Confidentiality: All information furnished by the Client to the Advisor including Clients identity, shall be treated as confidential. The Advisor agrees not to voluntarily disclose confidential information without Clients prior consent (unless required by law, court order or agency directive, or unless the Advisor expects, in its reasonable opinion, that it will be compelled by a court or government agency, or unless such information becomes publicly available or known other than as a result of actions of the Advisor). In the event the Advisor is compelled to disclose confidential information by legal process, the Advisor will attempt to give prior written notice to Client.

19. Implications of Amendments and Termination : The implications of Amendment, Termination and assignment, such as set off of fees received by the Investment Adviser, refund of fees, completion/termination of investment-in-progress, transition support obligations of the Investment Adviser, etc. shall also be provided in detail on www.absolutefinserve.com

20. Legal, Tax and Accounting Advice: Client expressly understands and agrees that Advisor is not qualified to, and does not purport to provide, any legal, accounting, estate, actuary, or tax advice or to prepare any legal, accounting or tax documents. Nothing in this Agreement shall be construed as providing for such services. Client will rely on his or her tax attorney or accountant for tax advice or tax preparation. Even if Advisor’s reports to Client may be used to assist Client in preparing tax returns, the reports do not represent the advice or approval of tax professionals. But Client may request Advisor to provide assistance in the coordination of estate and tax planning with Client’s designated estate and tax advisors. Client agrees to review the brokerage statements, transaction confirmations and tax reporting forms provided by the Custodian for tax-related information. Client acknowledges that any sales, exchanges or dispositions of securities may have federal and/or state income tax consequences for Client and may result in Client having to pay additional income taxes.

21. Liability: Except as otherwise provided by law, Advisor or its officers, directors, employees or affiliates will not be liable to Client for any loss that:

1. Client may suffer as a result of Advisor’s investment advice or other action taken or omitted in good faith and with the degree of care, skill, prudence and diligence that a prudent person acting in a similar fiduciary capacity would use in conducting an enterprise of a similar nature and with similar objectives under the circumstances;
2. An Investment Adviser shall not incur any liability by reason of any loss, which a client may suffer by reason of any depletion in the value of the assets under advice, which may result by reason of fluctuation in asset value, or by reason of non-performance or under-performance of the securities/funds or any other market conditions.
3. Caused by using inaccurate, outdated or incomplete information provided by Client and/or by Client’s failure to promptly inform Advisor of changes in his or her financial and/or economic situation, investment objectives or any restrictions that may affect the management of Client’s account;
4. Caused by any action or omission by the Custodian, any broker or dealer to which Advisor advices transactions for Client’s account or by any other third-party professionals or service providers;
5. Resulting from the failure or delay in performance of any obligation under this Agreement arising out of or caused by circumstances beyond Advisor’s reasonable control, including, without limitation, acts of God, earthquakes, fires, floods, wars, terrorism, civil or military disturbances, sabotage, epidemics, riots, interruptions, loss or malfunctions of utility, computer software or hardware, transportation or communication service, accidents, labour disputes, acts of a civil or military authority;
6. Investment Advisor or its employees or any affiliates doesn’t provide any surety or guarantee about returns or profit in the market.
7. a. The client is making payment for advisory services only. We do not take any kind of investments from clients nor we handle any demat account; if any person ask for demat account credentials kindly mail us at compliance@absolutefinserve.com.
8. We request to all our clients to use Stop Loss and Target in every trade.
9. Governmental actions or inability to obtain labor, material, equipment or transportation; or
10. Consisting of any indirect, special, incidental or consequential damages.

If Client’s account contains only a portion of Client’s total assets, Advisor shall only be responsible for those assets that Client designates as the subject of Advisor’s investment advisory services under this Agreement. Client agrees that Advisor need not consider additional assets over which Client has not given Advisor discretionary authority.

22. Indemnity: Client acknowledges that the Advisors, investment recommendations involve some degree of risk. Client acknowledges that all investment activity in Clients Account shall be at Clients own risk, which can result in loss of Clients investment capital, annual income, and/or tax benefits. Client acknowledges that the Advisor will not reimburse Client for any losses. Client acknowledges that the Advisor’s past performance of recommended investments should not be construed as an indication of future results, which may prove to be better or worse than the past.

The Client agrees to pay the Advisor a late penalty in the amount of 18% per annum of the subscription amount. Client agrees to pay all the Advisor’s reasonable attorneys’ fees and collection costs if the Advisor has uncollected accounts-receivable from Client for more than ten days. The Client acknowledges that the Advisor will immediately stop providing investment advisory services in the event that the Advisor has uncollected accounts receivable from Client for more than ten days.

23. Disclosures: Client shall read the disclosure as mentioned www.absolutefinserve.com/Disclosure/ and it can be change without prior notice kindly check this section time.

The Client agrees to pay the Advisor a late penalty in the amount of 18% per annum of the subscription amount. Client agrees to pay all the Advisor’s reasonable attorneys’ fees and collection costs if the Advisor has uncollected accounts-receivable from Client for more than ten days. The Client acknowledges that the Advisor will immediately stop providing investment advisory services in the event that the Advisor has uncollected accounts receivable from Client for more than ten days.

24. Disclaimer: Client shall read and understood the disclaimer as mentioned in www.absolutefinserve.com/Disclaimer/

25. Settlement of disputes and provision for Arbitration: Any controversy or claim arising out of or relating to this agreement or the breach thereof may be settled by arbitration, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The Client understands that this agreement to arbitrate does not constitute a waiver of the right to seek a judicial forum where such waiver would be void under securities laws in force. Both parties should voluntarily agree to arbitration, arbitration is final and binding on the parties. All the disputes will be settled in Bangalore, Karnataka jurisdiction

26. Adherence to grievance redressal timelines: In case of any query or grievance, client shall contact through -Mail id: compliance@absolutefinserve.com